Infosys mConnect handles the multiplicity of form factors and access mechanisms on multiple devices to provide a context and device independent view to the transaction server. The solution leverages Infosys mConnect, the indigenously developed middleware, which orchestrates mobile transactions between usersвЂ™ devices and the Finacle universal banking solution. The end user experience thus created is richer and truly convenient.ДЇinacle mobile banking solution integrates easily with disparate host systems, core banking solutions, payment networks and third-party applications. The solution provides a secure, multi-lingual channel for banks to innovate by easily deploying new services with improved time to market. This means faster and more visible return on investment.ДЇinacle bank-in-a-box framework can serve as a means to establish a proof point for a pilot technology investment, enabling banks to rapidly evaluate the efficacy of the mobile banking solution, before deploying it globally.ДЇinacle mobile banking solution empowers retail and corporate banking customers with access to banking services through SMS, GPRS/ 3G and USSD-enabled handsets, leveraging a single platform. This means, banks pay for what they need in the near term and not for features and functions they may require in the future. Implementation of Finacle mobile bank-in-a-box can be reduced to as short a period as 30 days.ДЇinacle mobile bank-in-a-boxвЂ™s modular design does not just minimize risks, but can help create significant savings in maintenance costs. Loan, fixed deposit, demand draft and debit card requestsДЇinacle mobile bank-in-a-box enables financial institutions to extend their services through the mobile channel at an unmatched pace, expending minimal resources.Merchant and customer initiated payments and reversals.Funds transfer to self, third-party and inter-bank.Account balance and transaction inquiry.The solution supports multiple delivery modes including:ДЇinacle mobile bank-in-a-box offers functionality including: Pre-certified вЂ“ Tested for quality of critical services, external interfaces, user experience of popular devices and compliance with regulations out-of-the-box.

Pre-integrated вЂ“ With interfaces to external systems made available out-of-the-box for rapid implementation and launch.Pre-packaged вЂ“ With essential products, services, application menu and external interfaces enabled through pluggable components.Pre-configured вЂ“ Having system and service parameters along with applicable values that correspond to the bankвЂ™s needs.Finacle mobile bank-in-a-box is an innovative, easily deployable and improved mobile banking solution.

Finacle definition